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BiyaPay Analyst: Galaxy Predicts Stablecoin Transaction Volume May Surpass ACH by 2026, On-Chain Payments Accelerate Mainstream Adoption

Deep Tide TechFlow News, December 25 – Galaxy Research stated in its annual outlook that as regulatory frameworks become clearer and institutional and payment scenarios continue to expand, stablecoin transaction volume is expected to surpass the U.S. ACH clearing system by 2026. On-chain payments are transitioning from “within the crypto sphere” to broader scenarios of fund settlement and cross-border circulation.

BiyaPay analysts believe that the expansion of stablecoin payment scale will directly increase user attention to “the efficiency of on-chain fund transfers and fiat currency exchange.” BiyaPay supports depositing USDT for one-click conversion to over 30 fiat currencies such as USD, EUR, HKD, and SGD. Compliant institutional remittances eliminate concerns about fund security, helping users achieve faster and more secure international remittance fund flows.